JOURNAL OF ACCOUNTING AND FINANCE
Impact of Student Loan Debt on Stock Ownership: An Analysis Based on the Survey of Consumer Finances
Author(s): Jordan Coakley, Meng Li
Citation: Jordan Coakley, Meng Li, (2020) "Impact of Student Loan Debt on Stock Ownership: An Analysis Based on the Survey of Consumer Finances," Journal of Accounting and Finance, Vol. 20, ss. 6, pp. 22-31
Article Type: Research paper
Publisher: North American Business Press
Abstract:
This paper explores the effect of student loan debt on stock ownership in young people based on the Federal Reserve’s Survey of Consumer Finances 2016. Consistent with the finding of a negative relationship between student loan debt and stock market participation using 1992-2013 data across all age groups by Batkeyev et al. (2016), our regression also shows a negative association between student loan debt and stock ownership. These results suggest that young people invest less in the stock market when they have more student loan debt.